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Costs of Assisted Living in Georgia

The average costs for Assisted Living Care in Georgia are about $3,000 per month, (almost $35,000 a year) although. Expenses for this care may be higher for Georgia seniors with dementia or those who are living in Georgia special care facilities for dementia. This is partly because individuals with dementia often require special facilities, specially trained staff, and a higher staff to resident ratio.

Assisted Living in Georgia prices are lower than the national average of $3,293 per month, which follows as Georgia is a state with a lower cost of living than the national average. Assisted living costs in Georgia are still much lower than the price of a Georgia nursing home, where semi-private rooms cost almost $70,000 per year and a private room is approximately $75,000 annually.

The average cost for Adult Day Health Care in Georgia is $1,300 per month which averages around $15,500 per year. A Home Health Aide in Georgia costs, on average $3,500 a month, a little over $41,000 per year, which is about $750 higher than care in an Assisted Living Facility. The cost of a Home Health Aide is based on a 44-hour-week, whereas Assisted Living provides 24-hour care. Furthermore, Home Health Aides usually do not provide all the services that assisted living facilities do, so you could reasonably expect to hire a housekeeper as well at a cost of approximately $41,000 per year (that $41,000 is based on a housekeeper working full-time.) It is estimated that by the year 2030, Assisted Living in Georgia will cost almost $52,000 per year – an increase of around $18,000.

Here are the assisted living costs in Georgia from lowest to highest, city by city:

  • Warner Robins, GA - $2100 per month
  • Albany, GA - $2110 per month
  • Dalton, GA - $2600 per month
  • Macon, GA - $2725 per month
  • Savannah, GA - $2820 per month
  • Valdosta, GA - $2900 per month
  • Athens, GA - $3150 per month
  • Columbus, GA - $3150 per month
  • Atlanta, GA - $3253 per month
  • Augusta, GA - $3375 per month
  • Gainesville, GA - $3473 per month
  • Brunswick, GA - $3603 per month
  • Rome, GA - $3945 per month

Although it has not traditionally been a destination for retirees and senior living, the state of Georgia is a beautiful state with plenty of activities for people of any age. It is also well known for the many historical landmarks and tours that are available in Georgia. But, even with all the activities that are available in this Southeastern state, is Georgia a favorable destination for a senior looking to retire?

Assisted Living Services and Amenities in Georgia

Assisted living facilities in Georgia must adhere to state-specific regulations set by the Georgia Department of Community Health (DCH) to ensure a high standard of care for residents. These regulations include a wide range of requirements for the physical environment, staff qualifications, and the services provided to residents. Facilities are licensed and periodically inspected to ensure compliance with health, safety, and care standards.

Personal Care and Assistance

Assisted living facilities in Georgia provide various levels of personal care depending on the needs of the individual residents. These services typically include:

  • Help with Activities of Daily Living (ADLs): Assistance with bathing, dressing, grooming, toileting, eating, and mobility. Care staff is available to help residents with these daily activities as needed.
  • Medication Management: Trained staff can assist with medication reminders and, in some cases, administering medications. More complex medication needs are handled by a licensed nurse or other healthcare professionals.
  • 24-Hour Supervision: Staff is available around the clock to ensure the safety and well-being of residents. Emergency response protocols are in place for any medical or safety concerns.

Health and Medical Services

Although assisted living facilities do not provide full-time medical care, many offer basic health services to support residents’ health and wellness. These services include:

  • Nursing Services: Some facilities employ registered nurses (RNs) or licensed practical nurses (LPNs) to manage chronic conditions, monitor vital signs, and coordinate care with external healthcare providers.
  • Health Monitoring: Regular monitoring of residents’ health, including weight, blood pressure, and other indicators of physical well-being. This helps to catch potential health issues early.
  • Physical and Occupational Therapy: Some facilities provide therapy services either on-site or through arrangements with external providers to assist with mobility, strength, and daily functioning.

Social and Recreational Activities

A vital part of life in assisted living is staying engaged and socially active. Facilities in Georgia offer a variety of activities designed to meet the physical, emotional, and social needs of residents. These can include:

  • Exercise Programs: Group or individual fitness programs that focus on maintaining mobility and overall health. Some facilities offer specialized programs such as chair yoga or walking clubs.
  • Arts and Crafts: Creative outlets such as painting, knitting, or pottery classes help promote cognitive function and emotional well-being.
  • Social Events: Regular activities, like movie nights, holiday celebrations, and group outings, encourage socialization and help prevent feelings of isolation.
  • Religious and Spiritual Services: Many facilities offer interfaith religious services, prayer groups, or spiritual counseling to support residents’ religious practices.

Dining Services

Assisted living facilities in Georgia are required to provide nutritious, well-balanced meals that meet the dietary needs of their residents. Meal services typically include:

  • Three Daily Meals: Most facilities offer three meals a day, with snacks provided throughout the day. Meal plans are designed to accommodate special dietary needs such as low-sodium, diabetic, or vegetarian diets.
  • Meal Customization: Some facilities allow residents to choose from a variety of meal options, while others may have set menus based on nutritional guidelines. Special requests or preferences are often considered, especially for residents with specific dietary needs.
  • Special Occasions: Many facilities organize themed meals or host special events like family-style dinners or holiday meals to create a sense of community.

Housekeeping and Maintenance

To help residents maintain a clean and comfortable living space, Georgia’s assisted living facilities typically offer:

  • Housekeeping Services: Regular cleaning of resident rooms and common areas to maintain hygiene and comfort. This may include laundry services for personal clothing and linens.
  • Maintenance Services: Ongoing upkeep of the facility’s infrastructure, including heating, plumbing, and electrical systems. Staff is also responsible for ensuring that safety features, such as handrails and emergency exits, are in good working order.

Safety and Security

The safety of residents is a primary concern in assisted living facilities. Facilities in Georgia must meet specific safety standards, including:

  • Emergency Preparedness: Facilities are required to have disaster plans in place, including fire drills, evacuation routes, and access to emergency medical services.
  • Security Systems: Many facilities are equipped with security cameras, controlled access points, and other safety features to ensure the protection of residents.
  • Fall Prevention: Assisted living communities typically provide fall prevention measures, such as grab bars in bathrooms, non-slip flooring, and assistance with mobility.

Transportation Services

Many assisted living facilities in Georgia offer transportation options to help residents maintain their independence and access essential services. These can include:

  • Scheduled Transportation: Routine trips for medical appointments, shopping, and local outings. Some facilities provide transportation to nearby social or recreational events.
  • On-Demand Services: In some cases, transportation can be arranged for specific needs, such as visits to family members, outings, or appointments outside of scheduled trips.

Memory Care

For residents with Alzheimer’s disease or other types of dementia, some assisted living facilities in Georgia offer specialized memory care services. These facilities have secure, carefully designed environments that minimize confusion and reduce the risk of wandering. Services may include:

  • Memory-Enhancing Activities: Cognitive therapies and activities tailored to individuals with dementia to stimulate memory and cognitive function.
  • Personalized Care Plans: Customized care plans that address the unique needs of each resident, ensuring a safe and supportive environment.
  • Specialized Staff Training: Staff members are trained in dementia care, focusing on techniques that reduce agitation and enhance communication with residents who have cognitive impairments.

Additional Amenities

Some assisted living facilities in Georgia may offer extra amenities for comfort and convenience, such as:

  • Beauty and Barber Services: On-site salons or arrangements for residents to receive personal grooming services.
  • Pet-Friendly Policies: Some facilities allow residents to bring pets or interact with therapy animals, which can provide emotional support and companionship.
  • On-Site Stores or Cafes: Small retail shops or snack bars within the facility offer residents easy access to everyday essentials or refreshments.

Types of Georgia Assisted Living Communities

Georgia offers a variety of assisted living communities designed to meet the unique needs of older adults. These communities are tailored to provide different levels of care, amenities, and services, allowing seniors to choose the right fit for their lifestyle and health requirements. Here are the main types of assisted living communities available in Georgia:

1. Traditional Assisted Living Communities

Traditional assisted living communities in Georgia are designed for seniors who need assistance with daily activities such as bathing, dressing, medication management, and mobility but do not require round-the-clock medical care. These communities typically offer:

  • Private or semi-private rooms
  • Nutritious meal plans
  • Housekeeping and laundry services
  • Social and recreational activities
  • 24-hour staff for assistance

These communities offer a balance of independence with the support needed to ensure a higher quality of life.

2. Memory Care Units

Memory care units are specialized communities or sections of assisted living facilities that cater to individuals with Alzheimer's disease, dementia, and other memory-related conditions. These facilities are equipped with trained staff and programs tailored to improving cognitive function and managing behavioral issues. Key features include:

  • Secure, enclosed environments to ensure safety and prevent wandering
  • Specialized staff trained in memory care techniques
  • Cognitive-enhancing activities
  • Enhanced supervision to reduce the risks associated with memory impairment

Memory care units often have higher staffing ratios due to the specialized care needed.

3. Continuing Care Retirement Communities (CCRCs)

CCRCs provide a comprehensive continuum of care for seniors, allowing them to transition from independent living to assisted living and, if needed, skilled nursing care, all within the same community. These are ideal for individuals who want to age in place and avoid having to move when their care needs change. Services offered may include:

  • Independent living apartments
  • Assisted living services
  • Skilled nursing care for medical needs
  • Rehabilitation and therapy services
  • Social activities for all levels of care

CCRCs offer long-term stability and peace of mind, as seniors can access higher levels of care without needing to move to a different facility.

4. Personal Care Homes

Personal care homes in Georgia are small, residential facilities that provide care for seniors who need help with activities of daily living but don't require a full-service assisted living environment. These homes generally have fewer residents, often between 3 and 25, and offer a more intimate, home-like atmosphere. Features of personal care homes include:

  • Smaller, more personalized care
  • Private or shared rooms
  • Assistance with daily tasks like bathing, dressing, and grooming
  • Home-cooked meals
  • A more family-oriented environment

These homes are often run by private individuals or families, and many offer specialized services for seniors with specific needs.

5. Respite Care Facilities

Respite care is a short-term service provided in assisted living communities for caregivers who need a break or a temporary solution when they cannot care for a loved one at home. Respite care is ideal for families who may be going on vacation, dealing with an illness, or in need of temporary relief. Features of respite care include:

  • Short-term accommodations
  • Temporary assistance with daily living tasks
  • Meals and housekeeping
  • Activities and socialization
  • Emergency medical support if needed

Respite care is typically available in both traditional assisted living communities and memory care units.

6. Luxury Assisted Living Communities

Luxury assisted living communities offer an upscale, resort-like environment for seniors who require some level of assistance but desire a high standard of living. These communities focus on comfort, convenience, and quality of life, offering services like:

  • Private, spacious apartments
  • Gourmet dining options
  • Fitness centers, swimming pools, and spas
  • Concierge services
  • Cultural and artistic programs, such as theater performances or museum trips

These facilities often feature beautifully landscaped grounds and extensive amenities that cater to seniors seeking an enhanced lifestyle.

7. Veterans' Assisted Living Communities

Georgia also offers assisted living communities specifically designed to meet the needs of military veterans. These facilities provide a range of services and amenities while honoring the veterans' service. They may offer:

  • Priority access for veterans and their spouses
  • Reduced rates or financial assistance through VA benefits
  • Specialized programs and support for military-related health conditions
  • Socialization opportunities tailored to veterans
  • Care designed to address both physical and mental health challenges associated with military service

These communities help veterans and their families access care while maintaining their dignity and honoring their service.

8. Faith-Based Assisted Living Communities

Faith-based assisted living communities provide care in accordance with specific religious or spiritual beliefs, offering an environment that nurtures the emotional and spiritual well-being of residents. These communities often feature:

  • Chapel or religious services
  • Prayer groups or meditation sessions
  • Faith-aligned counseling and support services
  • Bible study or other religious educational activities
  • A community culture that emphasizes compassion and care grounded in faith

For seniors seeking an environment that aligns with their religious values, faith-based communities offer a supportive and meaningful lifestyle.

Safety measures in Georgia assisted living facilities

Safety is a top priority in Georgia's assisted living facilities, and these facilities are required to adhere to strict regulations to ensure the well-being of residents. The state enforces standards that focus on both physical and emotional safety, addressing a variety of needs from fire protection to healthcare support. Here are some key safety measures in place:

1. Fire Safety Protocols

Georgia assisted living facilities are equipped with advanced fire safety systems. These include smoke detectors, sprinkler systems, and fire alarms in all areas of the building. Regular fire drills are conducted to ensure both staff and residents are familiar with evacuation procedures. Emergency exits are clearly marked, and staff members are trained to assist residents with mobility challenges during evacuations.

2. Healthcare and Medical Safety

Assisted living facilities in Georgia are required to have licensed healthcare professionals available to monitor and respond to medical emergencies. Facilities must maintain detailed health records for each resident, and medication management protocols are strictly followed to ensure accurate dosing and prevent errors. In addition, facilities must have policies for handling emergencies, including falls, sudden illness, and medical crises, with staff trained in basic life support (BLS) and CPR.

3. Staffing and Training Requirements

Staffing in Georgia's assisted living facilities is highly regulated. Facilities are required to have enough trained caregivers to meet the needs of all residents, with particular attention to those with high care needs. Staff members undergo background checks, including fingerprinting, and are trained in various safety procedures, including first aid, infection control, and mobility assistance. Additionally, facilities must have 24-hour supervision to ensure immediate help is available in case of emergency.

4. Security Measures

To prevent unauthorized access and ensure resident safety, many Georgia assisted living facilities employ security systems such as locked entryways, security cameras, and call systems. These systems help protect residents from potential harm and allow them to alert staff quickly if they need assistance. In facilities with memory care units, enhanced security measures such as secure gates or alarm systems are in place to prevent wandering and elopement.

5. Infection Control and Hygiene

The safety of residents is also ensured through infection control protocols. Assisted living facilities in Georgia must follow state and federal health guidelines, especially during flu season or in the event of a public health crisis like the COVID-19 pandemic. These measures include regular cleaning and sanitizing of high-touch surfaces, safe food handling practices, and guidelines for staff to follow personal protective equipment (PPE) protocols to minimize the spread of infections.

6. Accessibility and Mobility Assistance

The physical design of assisted living facilities in Georgia prioritizes accessibility. Hallways, bathrooms, and living areas are built to accommodate mobility aids such as wheelchairs and walkers. Grab bars, ramps, and wide doorways are standard features to help residents move around safely. Staff are trained to assist with mobility, ensuring that residents can navigate the facility with minimal risk of falls or accidents.

7. Resident Rights and Personal Safety

Residents in Georgia assisted living facilities have certain rights that protect their personal safety and well-being. These rights include protection from abuse, neglect, and exploitation. Facilities are required to have a clear and confidential grievance process so that residents or their families can report any concerns about safety or treatment. Regular surveys and inspections by the Georgia Department of Community Health ensure that these rights are upheld and that facilities comply with safety regulations.

Moving to Georgia Assisted Living Facilities

Relocating to an assisted living facility in Georgia involves several important steps, and understanding the state’s unique features can help ensure a smooth transition. Georgia offers a range of assisted living options, with facilities designed to meet various needs, from memory care to independent living with support. The process requires evaluating the facility's amenities, location, cost, and care services. Below is a breakdown of what to consider when moving to an assisted living facility in Georgia.

1. Understanding Georgia's Assisted Living Regulations

Georgia has a well-established regulatory framework for assisted living facilities. The Georgia Department of Community Health (DCH) oversees the regulation and licensing of these facilities. It is crucial to verify that a facility is licensed by the state, as this ensures the facility adheres to state-mandated care standards.

Facilities are also required to follow specific guidelines related to the number of residents, staffing levels, and the types of care provided. The state differentiates between different types of care services, so it is essential to choose a facility that aligns with the specific needs of the individual.

2. Assessing the Level of Care Needed

Georgia offers a variety of assisted living options, including memory care units for those with Alzheimer's or dementia, and more general facilities for individuals who need assistance with daily activities such as bathing, dressing, or medication management. It’s important to have a clear understanding of the level of care required before making a move.

Georgia’s facilities often offer a continuum of care, which means that as an individual's needs change, they may be able to remain within the same facility, with increased support and care options available.

3. Location and Environment

Georgia is known for its warm climate, which can be an important factor for many people considering relocation. The state has a mix of urban and rural settings, with larger cities like Atlanta offering more modern amenities and easy access to healthcare services. For those seeking a quieter environment, rural areas such as those in the Appalachian foothills or near the Georgia coast provide a more serene atmosphere.

When choosing a facility, consider its proximity to family and friends. Georgia is a large state, so finding a location that allows for easy visits and access to local support systems is important.

4. Cost of Assisted Living in Georgia

The cost of assisted living in Georgia varies widely depending on the facility's location, the level of care provided, and the amenities offered. On average, Georgia tends to have a lower cost of living compared to other states in the U.S., but the cost of care still varies significantly by region.

As of recent years, the average monthly cost for assisted living in Georgia is typically in the range of $3,000 to $4,500. However, urban areas like Atlanta or larger metropolitan cities can have higher rates, while rural areas may offer more affordable options.

When budgeting for assisted living, it’s essential to consider additional costs such as move-in fees, transportation, and special care requirements. Many facilities also offer flexible payment plans, including assistance with Medicaid or long-term care insurance.

5. Visiting and Touring Facilities

Before making a decision, it’s essential to visit and tour several facilities in person. Touring multiple options allows individuals and families to compare amenities, assess the cleanliness and safety of the environment, and meet the staff. It also provides an opportunity to ask questions about the facility’s daily routines, resident activities, and the types of care available.

Some important questions to ask during a tour include:

  • What is the facility’s staff-to-resident ratio?
  • What is the facility’s policy on medical emergencies?
  • Are there specialized care programs, such as memory care or rehabilitation services?
  • How does the facility engage residents in social activities and community building?

6. Moving and Transitioning

Once a decision is made, the actual moving process can be a bit overwhelming, particularly if the individual has lived in the same home for many years. It’s helpful to start planning the move well in advance, organizing belongings, and determining what will be brought to the new facility.

Georgia’s assisted living facilities typically offer support with the move-in process, assisting with furniture placement and helping new residents adjust to their new surroundings. Some facilities may even provide specialized services to ease the emotional transition, such as counseling or social activities.

It’s important to plan a visit before the actual move-in date to allow the resident to get acquainted with their new environment. Having family or friends accompany the person during the first few visits can also be reassuring.

7. Ongoing Care and Communication

After moving into an assisted living facility, regular communication with staff and ongoing evaluations are essential to ensure the best care is being provided. Many Georgia facilities have care teams that meet with residents regularly to reassess their needs and adjust services as necessary.

Staying in touch with the facility through regular visits or phone calls helps families stay informed about their loved one's well-being. Georgia’s facilities also encourage residents to engage in social and recreational activities, which can help improve their quality of life.

Assisted living regulations in Georgia

In Georgia, assisted living communities are regulated by the Department of Community Health (DCH) and are required to comply with specific rules and guidelines that ensure the safety, well-being, and rights of residents. These regulations are outlined in the Rules and Regulations for Personal Care Homes (Chapter 111-8-62) and cover a range of standards, including facility licensing, staff qualifications, resident care, and facility operation.

Licensing and Certification

To operate legally, all assisted living facilities in Georgia must be licensed by the Department of Community Health. The application process involves submitting detailed plans for facility operations, staffing, and resident care. The facility must meet all physical plant requirements, such as accessibility features, fire safety measures, and health standards. The Department conducts inspections before granting a license and may perform regular inspections to ensure continued compliance.

Resident Care and Services

Assisted living facilities in Georgia must provide a range of services tailored to the individual needs of residents. These services may include assistance with activities of daily living (ADLs) like bathing, dressing, and eating, as well as medication management, social activities, and health monitoring. Residents may also receive specialized care for specific medical conditions, such as dementia or chronic illness.

Facilities must develop personalized care plans for each resident that address their unique needs and preferences. The care plan must be reviewed regularly to ensure it remains accurate and up-to-date.

Staffing Requirements

Georgia regulations outline specific staffing standards for assisted living facilities. These include requirements for the qualifications of direct care staff, such as personal care aides and nurses. Facilities must employ a sufficient number of staff members to ensure residents receive the necessary care and attention at all times. Staff members are also required to undergo background checks, including criminal history screenings, before they are employed.

In addition, staff must receive ongoing training in areas such as first aid, CPR, resident care, and medication management. The regulations also stipulate that each facility has a designated administrator who is responsible for overseeing daily operations and ensuring compliance with all regulations.

Facility Standards

Facilities must meet specific standards regarding the physical environment. This includes requirements for space, cleanliness, and safety. Rooms must be of adequate size and must provide privacy for residents. Each facility must have functional bathrooms, accessible showers, and common areas for social activities. Safety features, such as handrails, non-slip floors, and emergency exits, are also mandatory.

In terms of food service, facilities must ensure that meals are nutritious, well-balanced, and cater to any dietary restrictions of residents. There must also be adequate provisions for residents with mobility issues, including wheelchair accessibility and appropriate accommodations for those with physical disabilities.

Resident Rights and Protections

Georgia regulations emphasize the protection of residents' rights within assisted living facilities. These rights include the right to privacy, dignity, and autonomy. Residents must be free from abuse, neglect, and exploitation, and the facility must have procedures in place for reporting and addressing any concerns of mistreatment.

Facilities must also have policies for handling residents' personal belongings and must ensure that they are not unjustly restricted from access to their possessions. Residents are entitled to receive information about their care, and they must be informed about any changes in their treatment plans or living arrangements.

Medicaid and Financial Regulations

Assisted living facilities in Georgia can participate in Medicaid programs, allowing eligible residents to receive financial assistance for care. To qualify for Medicaid funding, the facility must meet additional standards and provide services that align with Medicaid requirements, including providing specific types of care for individuals with disabilities, chronic conditions, or other specialized needs. Financial transparency is important, with facilities required to maintain clear records of any charges and fees associated with care.

Licensing Renewal and Inspections

Licenses for assisted living facilities in Georgia must be renewed periodically. Facilities undergo regular inspections by the Department of Community Health to ensure they continue to meet the required standards. These inspections include evaluations of the physical condition of the building, staff performance, and the quality of care provided to residents. If a facility fails to meet any standards, it may face penalties, including fines or suspension of its license.

Services for a senior living in Georgia

Georgia Senior LivingGeorgia has a surprisingly well-organized and extensive list of services available for seniors or those with disabilities. Most of these services available for older people in Georgia are coordinated by the Georgia Division of Aging Services, which coordinates with other organizations to provide the services that are needed to help aged Georgians remain in their homes and the communities. The DAS works with the Georgia Area Agencies on Aging (AAA) to administer these services.

Georgia’s Area Agencies on Aging helps older residents of Georgia. These 12 AAAs help provide the following senior services in Georgia:

  • Help at Home – including the following services:
    • Care Coordination;
    • Consumer Help and Direction;
    • Chore Services;
    • Friendly Visiting;
    • Home-Health;
    • Home-Delivered Services;
    • Homemaker Services;
    • Personal Care/Support Services;
    • Respite Care; and
    • Nursing services that you would usually find in a nursing facility.
  • Nutrition and Wellness services, which include:
    • Congregate Meals served at setting such as Senior Centers;
    • Counseling and Education on Nutrition;
    • Health Promotion and Disease Prevention;
    • Home-Delivered Meals;
    • Fitness Classes; and
    • Recreation for Seniors.
  • Caregiver Programs, including:
    • Adult Day Programs/Adult Day Health;
    • Education and Support for Caregivers;
    • Kinship Care;
    • Mobile Day Care; and
    • Respite/Out-of-Home Respite Care.
  • Protecting the Rights and Safety of the senior population, including:
    • Long-Term Care Ombudsman;
    • Elder Rights and Advocacy;
    • Elderly Legal Assistance;
    • Adult Protective Services;
    • Preventing Abuse of Elders; and
    • Community Education.
  • Other services, including:
    • Aging & Disability Resource Connection (ADRC);
    • Alternative Living Services;
    • Employment for Seniors;
    • Home Repair; and
    • Mental Health Counseling.

There is also the Georgia Aging and Disability Resource Connection (ADRC), which is intended to help streamline access to long-term care. It is part of a nationwide goal to restructure services that are provided to older adults and those who are younger with disabilities. The goal of ARDC is two-fold: to empower Georgia seniors and disabled persons so that they have the information to make informed choices and to streamline access to the long-term supportive services. Of the 12 AAA’s in the state of Georgia, there are six that currently have ARDC’s, and the goal is to have Resource Connections in every community where people can find information and assistance on the range of support services options.

The Key Functions of the ARDCs include:

  • Awareness and Information: Public Education and Information on Options.
  • Access: Eligibility Screening, Private-Pay Services, Assessments, and Medicaid Financial Eligibility.
  • Assistance: Options Counseling, Benefits Counseling, Employment Options Counseling, Referral, and Crisis Intervention.

Who pays for Assisted Living Care in Georgia?

Most Georgia Assisted Living care costs are covered privately by either the senior or their families. Many people mistakenly believe that Medicare will pay for assisted living in Georgia, but this is not the case. Medicaid is the only program that will help pay for assisted living services and you must first qualify for Medicaid in your state. The state of Georgia has two Medicaid Waiver programs to help elderly and disabled people with their monthly expenses; however, there are eligibility requirements for both programs.

First, let’s discuss Medicaid eligibility requirements in Georgia:

  • Must be an US national citizen, legal alien, or permanent resident to be considered for eligibility;
  • Must be a resident of the state of Georgia;
  • Must meet the financial requirements, which requires an annual household income (before taxes) below the following:
    • Household size of 1 – Maximum Income per year - $29,344;
    • Household size of 2 – Maximum Income per year - $39,569;
    • Household size of 3 – Maximum Income per year - $49,795; and
    • Household of 4 – Maximum Income per year - $60,021.

Waiver Programs available for seniors in Georgia:

  • Community Care Service Program (CCSP) – the goal of this waiver is to provide either home or community-based services to older Georgia seniors and/or functionally impaired or disabled persons. It includes: case management, adult day health care, alternative living services, personal care, home-delivered meals, services provided at home, extended home health, respite care and emergency response services. Besides the requirement of Medicaid eligibility, the following must be met for enrollment in the CCSP program:
    • Limitations which make performing activities of daily living for seniors or those with disabilities difficult or impossible while living independently; and
    • The senior or disabled person must have health needs that can be adequately met within a community setting, as well as within the cost guidelines.

If you, or your loved one, currently has or qualifies for Medicaid, and has an income between $400 to $1,809 per month, then they may be eligible for the CCSP program and be able to live in a licensed personal care home.

There are costs associated with CCSP for which the individual is responsible. As of the beginning of this year, those who use CCSP must pay the personal care home $620/month as well as a cost share which is based on income. The process of enrolling in the CCSP Program can take as little as 2-4 months, and seniors, or disabled persons can move into the care home during the application process.

Please contact DCH Office of Communications and Legislative Affairs at (404) 656-7994 for more information on the CCSP program;

  • Service Options Using Resources in a Community Environment (SOURCE) – this program helps provide services in a senior's home or community. Traditionally, these needs resulted in placement in a nursing home. SOURCE is administered by the Georgia Elderly and Disabled 1915c Medicaid Waiver to frail elderly or others who are physically disabled and who meet the Intermediate Nursing Home Level of Care.

An assessment is required to determine both eligibility as well as the level of care that a senior will need.

Pros and Cons of Senior Living in Georgia

Georgia is a relatively inexpensive state, both to live in and to retire.

Here are some things to consider when choosing where to live in Georgia:

  • Weather – The state has relatively mild winters and a high number of sunny days every year, allowing retirees to explore all that Georgia has to offer. Most of Georgia has a humid subtropical climate, meaning it has mild winters and hot to extremely hot summers. However, there is a broad range of geographical variety in this state. From the ocean to the mountains in the northwestern part of the state. The winter months in Georgia usually have mild temperatures and little snowfall, whereas the northern and central parts of the state are more likely to be colder, snowier, with icier conditions rather than snow. Due to the mountainous areas in the northern part of the state, the weather there is colder while the southern part of the state, which borders Florida, has hot and humid summers. The mountain areas also are hot during the summer, but the summers are not humid. The state does receive quite a bit of rain throughout the year – ranging from about 45 inches annually in central Georgia to 75 inches in the northeastern part of the state. During hurricane season, Tropical storms can affect the area, but most of the time they do not hit Georgia directly. The state does have a heavier than average tornado season, but they are usually on the lowest part of the tornado scale and do not cause the level of destruction that we think of when we think of tornadoes. The fall months in Georgia are mild, with September and October being the driest months of the year. The first freeze usually occurs during November, except in the northern mountains when it happens in October.
  • Taxes – Georgia is very tax friendly for seniors and retirees. Not only is Social Security income not taxed, but the tax exemption is raised for those over the age of 65. Seniors may also qualify for an additional property tax deduction and full-time residents of the state also receive a homestead exemption;
  • Places to retire – Georgia has large senior retirement communities all over the state, as well has active retirement communities with great amenities; and
  • History and Culture – there are many historic places in Georgia to visit and explore, from the history of the Civil War to the Martin Luther King, Jr. Historical Sites – his birth home, Ebenezer Baptist Church, and his final resting place and many others.

Georgia Demographics

The 8th most populated state in America, with an estimated 10.2 million people (last year), Georgia is the 24th largest state with an area of 59,425 square miles. The state density is 165 people per square mile, which is 18th in the country. Georgia has a relatively high number of undocumented immigrants compared to others, rating 6th in the country. It also has a relatively low percentage of senior citizens at 12.8% as of the latest census – the state with the 3rd lowest percentage in America.

The U.S. Census Bureau lists 14 Metropolitan Statistical Areas (MSAs) and four trading areas (Combined Statistical Areas) in the state. The Metropolitan Area of Atlanta-Athens-Clarke County-Sandy Springs (GA-AL) is the most populated in Georgia with almost 6.4 million people – Atlanta having 5.7 million people alone. This area is followed by: Augusta (GA-SC) with almost 600,000; Savannah with 380,000; Columbus (GA-AL) with 314,000; Macon (231,000); and Athens (203,000.)

The top three religious majorities recently have been: Evangelical Protestant (38%); Mainline Protestant (12%); and Historically Black Protestant (17%.) Based on number of adherents, the largest religions are: Southern Baptist Convention – 1.72 million; United Methodist Church – 570,000; and The Roman Catholic Church – 380,000. 18% of the population self-identify as non-religious while 13% identify as “nothing in particular.” English is the primary language in Georgia followed by Spanish, Korean, Vietnamese, and French; however, Korean, Vietnamese, French and other languages make up less than 1% of the population each.

The racial composition of Georgia is approximately: 60% White (including White Hispanics); 31% Black; 3% Asian; and 0.3% American Indian or Alaska Native. There is an area of Georgia called the low country which is home to a language known as “Gullah,” (also known as “Sea Island Creole English” and “Geechee”) that is spoken by the Gullah people. The Gullah people – also known as “Geeches” – is an African-American community who live on the Sea Islands of South Carolina, Georgia, and northeast Florida.

Georgia imposes a state income tax on seniors and others that ranges from 1% to 6% on your taxable income. Taxable income is lower than a person’s actual income as it includes deductions and exemptions. For example, a married couple with two children and an annual income of $70,000 would have a taxable income of $53,600. Georgia’s income tax is about the national average in the nation.

The state of Georgia has the state lowest statewide sales tax in the nation, but counties can assess their own sales taxes of up to 4% and the city of Atlanta has a city sales tax of 1%. Atlanta is the only city with a separate city sales tax and the total sales taxes in Atlanta are 8%. While most products are subject to the full amount there are exceptions, including some types of groceries and cars, that when purchased anywhere in the state are subjected to a tax of 7% of the market value (not just the purchase price.)

Property taxes are quite low in Georgia, with the state assessing an average tax of 0.94%. Counties can add to this, such as Fulton County, the most populated, where the property tax is 1.16%, but it varies between 0.5% to over 1.35% depending on the county. The state has the 4th highest taxes on alcohol in the country: a 12-ounce-beer is taxed at $1.04.

Tax Benefits for Seniors Living in Georgia

Georgia is considered to be a tax friendly state for seniors, due to the following:

  • Income from Social Security is not taxed;
  • Withdrawals from retirement accounts are only taxed partially;
  • Currently there is no estate tax in Georgia;
  • Wages are taxed at normal rates; and
  • Both public and private pensions are only partially taxed.

The purchasing power in Georgia is higher than the average the nation. For example, what would cost you $108.70 in Georgia is what you would expect to spend $100 on in another state. The cost of living is lower in Georgia overall than it is in other states in every category except for groceries (which is 1.6% higher). Health, housing, utilities, and miscellaneous are all below the national average.

Places of Interest for Seniors Living in Georgia

Georgia is a state full of history as well as being a state with museums and natural beauty. Here are some ideas for activities for senior citizens to do in the state of Georgia:

  • The Georgia Aquarium – located in Atlanta, Georgia. The Georgia Aquarium is one of the world’s largest aquariums with six separate galleries, 70 habitats and 10 million gallons of water. There is even the opportunity to swim and dive with whale sharks and manta rays in the 6.3 million gallon worlds’ largest aquarium habitat. The aquarium is an excellent place for Georgia seniors to go alone or to take visitors;
  • The World of Coca-Cola – located in Atlanta, Georgia. This is a museum which pays tribute to the soft drink. You can taste more than 100 different beverages from around the world;
  • Stone Mountain – located in Stone Mountain, Georgia. This mountain has a large rock relief on the north side, which is the largest bas-relief in the world. It shows Stonewall Jackson, Jefferson Davis, and Robert E. Lee - the three Confederate figures from the Civil War. There are cable cars that seniors can ride to the top of the mountain, enabling them to better see the enormous carving as well as the view from the top;
  • The Fox Theatre – located in Atlanta. This theatre in Atlanta has been restored. It was originally built in the 1920s and has a 3,600-pipe organ. It now hosts ballets, movies, and other events;
  • Anna Ruby Falls – located near Helen, Georgia. The falls are actually twin waterfalls located near Unicoi State Park and are accessible by a ½ mile paved trail;
  • Rock City – located in Lookout Mountain, Georgia. On the top of Lookout Mountain sits Rock City, a natural occurring rock formation from which you can see seven states. There are also gardens with 400 native plant species;
  • Martin Luther King, Jr. National Historic Site – located in Atlanta, Georgia. This site contains the home where Martin Luther King, Jr. was born, the church in which he preached, and the memorial site where he is buried;
  • Jekyll Island, Georgia – located on Jekyll Island, Brunswick County, Georgia. This is one of Georgia’s Sea Islands. On the island, seniors can see Driftwood Beach, Georgia Sea Turtle Center, Horton House Ruins, the Jekyll Island Museum, the historic Jekyll Wharf, and Faith Chapel;
  • The Savannah Historic District – filled with historic areas, this area gets millions of visitors a year to see things like: The First African Baptist Church (the oldest African-American congregation in the U.S.), Temple Mickve Israel (the third-oldest synagogue in the U.S.), the Cathedral of St. John the Baptist, the U.S. Customhouse, and Rainbow Row (a collection of 13 colorful historic houses that are the longest cluster of Georgian row houses in the U.S.); and
  • Roosevelt’s Little White House Historic Site – located in Warm Springs, Georgia. This was the personal retreat of Franklin D. Roosevelt that he had built when he was governor of New York for treatment due to his polio. FDR died here in 1945 and it was opened to the public as a museum in 1948.

Some places to consider for Georgia Senior Living

  • St. Marys, Georgia – located in Camden County, Georgia. The city is the gateway to the Cumberland Island National Seashore. The population is approximately 18,000 of which around 5% are age 65 or older. Last year, St. Marys ranked #52 of 236 of the “Best Places to Retire in Georgia,” and #41 of 144 of the “Best Suburbs to Buy a House in Georgia,”
  • Greensboro, Georgia – located in, and the county seat of Greene County, Georgia. Greensboro is a rural town near the second largest lake in the state, Lake Oconee. Located near luxury resorts, golf courses, and lakeside developments. The population of Greensboro is around 3,500 of which approximately 14.5% are age 65 or older;
  • Athens, Georgia – located in Clarke County, Georgia. Athens is known for being home to the University of Georgia. This town is also known for being one of the most vibrant communities in the country with students, artists and retirees making up much of the population. The population is approximately 123,000 residents, with 8% being age 65 or older. Last year, Athens ranked #46 of 208 of the “Safest Cities in America,” #115 of 223 of the “Best Cities to Retire in America,” and #112 of 223 of the “Cities with the Lowest Cost of Living in America;”
  • Cartersville, Georgia – located in Barlow County, Georgia. There are quite a few interesting attractions is Cartersville, Georgia including: The Booth Western Art Museum, The Elowah Indian Mounds, Tellus Science Museum, and Rose Lawn house museum. The population of Cartersville is approximately 20,500, of whom around 14.4% are age 65 or older. Last year, Cartersville ranked #9 of 236 of the “Best Places to Retire in Georgia,” #22 of 241 “Best Places to Raise a Family in Georgia,” #37 of 143 of “Best Suburbs to Live in Atlanta Metro,” and #22 of 143 of the “Best Suburbs to Raise a Family in Atlanta Metro;”
  • Cumming, Georgia – located in Forsyth County, Georgia. The “City of Cumming” is the only incorporated area in Forsyth County and is infamous for its name and racist history. In 1912, the governor of the state sent the state militia to Cumming to prevent rioting after several rapes of white women allegedly perpetrated by African-Americans. As a result, black citizens were virtually eliminated from the community. In 1987, Cumming made history again when “The Oprah Winfrey Show” held a taping there in which people were still against the segregation of the town. Last year, Cumming rated #5 of 236 of the “Best Places to Retire in Georgia,” #4 of 241 of the “Places with the Best Public Schools in Georgia,” and #32 of 143 of the “Best Suburbs to Live in Atlanta Metro;”
  • Hiram, Georgia – located in Paulding County. Hiram has been experiencing a forceful growth of population since the year 2001. Hiram is home to the Silver Comet Trail, Ben Hill Strickland Park, and Hiram Ruritan, a private recreation center with fields. The population of Hiram is around 4,000 with approximately 7.5% being senior citizens 65 years of age or older. Last year, Hiram ranked #8 of 236 of the “Best Places to Retire in Georgia,” #40 of 117 of the “Safest Places to Live in Georgia,” and #31 of 68 of the “Safest Suburbs of Atlanta Metro;”
  • Folkston, Georgia – largest city, and county seat of Charlton County, Georgia. Charlton County is located on the state border of Georgia and Florida. Folkston was the self-proclaimed “Marriage Capital of the World” due to Floridians who were unwilling to wait for Florida’s waiting period for marriage. Folkston, Georgia has a population of approximately 5,300 of which greater than 15% of the population are 65 years of age or older;
  • Evans, Georgia – located in Columbia County, Georgia. Evans is a suburb of Augusta, Georgia and the population is around 30,000. Of those 30,000 approximately 11% are elderly residents 65 or older. Last year, Evans ranked #13 out of 236 of the “Best Places to Retire in Georgia,” #15 of 241 of the “Best Places to Buy a House in Georgia,” and #32 of 241 of the “Best Places to Live in Georgia;”
  • Martinez, Georgia – located in Columbia County, Georgia. The town is named for a wealthy man from Cuba who had a plantation in the County. The home, barn, and water tower from his “El Cordero Ranch” still stand today. The population of Martinez is around 36,000 of which around 7% are age 65 or older. Last year, Martinez ranked #12 of 236 of the “Best Places to Retire in Georgia,” #19 of 241 of the “Best Places to Buy a House in Georgia,” and #29 of 241 of the “Best Places to Live in Georgia;” and
  • Skidaway Island, Georgia – located in Chatham County, Georgia. Skidaway Island is one of the most affluent neighborhoods in the nation and well known for waterfront properties and golf courses. The island is home to the “Skidaway Institute of Oceanography.” The population is approximately 9,000 residents of which nearly 40% are age 65 or older. Last year, Skidaway Island ranked #7 of 236 of the “Best Places to Retire in Georgia” and #139 of 231 of the “Healthiest Places to Live in Georgia.”

Common Questions About Assisted Living in Georgia

1. What is assisted living?

Assisted living is a type of senior housing that provides personal care and support services to individuals who need assistance with daily activities. These activities can include bathing, dressing, medication management, and more. Assisted living facilities in Georgia offer a comfortable and safe environment for seniors to maintain their independence while receiving the necessary support.

2. How do I choose the right assisted living facility in Georgia?

Choosing the right assisted living facility in Georgia involves considering factors such as location, services offered, cost, staff-to-resident ratio, amenities, and reviews. Research facilities in cities like Atlanta, Savannah, and Augusta, and schedule visits to get a feel for the environment. You can also consult the Georgia Department of Community Health for information on licensed facilities and any reported violations.

3. What are the average costs of assisted living in Georgia?

The average costs of assisted living in Georgia vary based on location and amenities. In cities like Marietta and Athens, the costs can range from $2,500 to $5,000 per month. Keep in mind that these costs can change over time, so it's advisable to research current rates and understand what services are included in the pricing.

4. Are there financial assistance options for assisted living in Georgia?

Yes, Georgia offers financial assistance programs such as Medicaid and the Service Options Using Resources in a Community Environment (SOURCE) program, which may help eligible seniors cover some of the costs of assisted living. Eligibility criteria vary, and it's recommended to visit the Georgia Department of Human Services website for detailed information on how to apply and what assistance is available.

5. What types of services are offered in Georgia's assisted living facilities?

Assisted living facilities in Georgia offer a range of services to support seniors' needs. These can include assistance with daily living activities, medication management, housekeeping, meal preparation, transportation services, and social activities. The goal is to provide a holistic and supportive environment that promotes residents' well-being and independence.

6. Is memory care available in Georgia's assisted living communities?

Yes, many assisted living communities in Georgia offer specialized memory care programs for individuals with Alzheimer's disease and other forms of dementia. These programs provide a secure and structured environment with trained staff who understand the unique needs of residents with memory impairments. Look for facilities in cities like Macon and Albany that provide memory care services.

7. Are there age requirements to move into assisted living in Georgia?

Assisted living facilities in Georgia typically require residents to be at least 65 years old. However, some facilities may consider younger individuals if they have specific care needs that can be met within the assisted living environment. It's best to inquire with individual facilities in cities like Columbus and Roswell for their specific age and eligibility criteria.

8. Can I bring my own furniture and belongings to the assisted living facility?

Yes, most assisted living facilities in Georgia allow residents to bring their own furniture and personal belongings to make their living space feel like home. This can help create a familiar and comforting environment. It's a good idea to check with the facility's management in cities like Albany and Athens to understand any guidelines or restrictions regarding furniture and belongings.

9. What recreational activities are available for seniors in Georgia's assisted living communities?

Assisted living communities in Georgia offer a variety of recreational activities to promote socialization and engagement among residents. These activities can include arts and crafts, group outings to local attractions like the Georgia Aquarium, musical performances, exercise classes, and gardening. Check with facilities in cities like Savannah and Athens to learn about their specific activity programs.

10. How can I assess the quality of assisted living facilities in Georgia?

To assess the quality of assisted living facilities in Georgia, you can start by researching online reviews and ratings. Additionally, visit potential facilities to observe the cleanliness, interactions between staff and residents, and the overall atmosphere. The Georgia Department of Community Health provides inspection reports for licensed facilities, which can offer insights into their compliance with regulations. Look for facilities in cities like Atlanta and Augusta that have a positive reputation and meet your standards.

11. What is the difference between assisted living and nursing homes in Georgia?

Assisted living in Georgia provides a level of support for seniors who need help with daily activities but want to maintain their independence. Nursing homes, on the other hand, offer more extensive medical care and supervision for individuals with serious health conditions. Assisted living focuses on personal care and social activities, while nursing homes are better suited for those requiring ongoing medical attention. Compare facilities in cities like Macon and Columbus to determine which option aligns with your needs or those of your loved ones.

12. Can I visit my loved ones residing in assisted living in Georgia?

Visitation policies in Georgia's assisted living facilities may vary. During the pandemic, many facilities implemented restrictions to protect the health of residents. As the situation evolved, facilities in cities like Atlanta and Augusta have adjusted their policies accordingly. It's advisable to contact the specific facility for the latest information on visitation guidelines, virtual visit options, and any safety protocols in place.

13. Are there religious or culturally sensitive options in Georgia's assisted living?

Yes, many assisted living facilities in Georgia strive to accommodate residents' religious and cultural preferences. Facilities in cities like Savannah and Albany often offer a range of religious services, cultural events, and dietary options to cater to diverse needs. When considering a facility, inquire about their approach to respecting and supporting residents' individual beliefs and practices.

14. Can assisted living facilities help with transportation for medical appointments in Georgia?

Many assisted living facilities in Georgia provide transportation services for medical appointments. These services can ensure that residents have access to necessary healthcare without the stress of arranging transportation. In cities like Marietta and Roswell, inquire with facilities about their transportation options, scheduling, and any associated costs.

15. Can I bring my pet to an assisted living facility in Georgia?

Many assisted living facilities in Georgia understand the importance of pets to residents' well-being and may allow small pets such as cats or dogs. Policies regarding pets can vary by facility and location. Facilities in cities like Athens and Augusta often have guidelines in place for pet ownership, including size restrictions and care responsibilities. Be sure to inquire about the facility's pet policy when considering options for assisted living.

Cities and Counties With Assisted Living Facilities in Georgia

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