Search 483 assisted living facilities in Illinois
The state of Illinois is a beautiful state with plenty of activities for retirees and people of any age. From the large city of Chicago to the rural communities in this state, there truly is something for everyone of all ages. Should Illinois be the state where you find your perfect senior living community?
Assisted Living Care services in the state of Illinois are almost $4,000 per month, (over $45,000 a year.) This expense may increase depending on the services required, the clients they cater to (those with dementia or those in specialized dementia units will likely be more expensive) as well as the location of the facility. Facilities closer to Chicago are more expensive than those in the rural areas of Illinois such as Carbondale, Peoria and Decatur.
Assisted Living prices in Illinois are higher than the national average of $3,293 per month, which makes sense, as Illinois is a state with a higher cost of living than the national average. However, this is still much lower than the price of an Illinois nursing home, where semi-private rooms cost $67,000 annually, and a private room is approximately $75,000 annually.
The average cost for Adult Day Health Care in Illinois is $1,550 per month which averages around $19,000 per year. A Home Health Aide is also an option for Illinois seniors, but at the cost of over $4,100 per month. The Home Health Aide is more expensive than an Assisted Living Facility and, unlike Assisted Living where there is 24-hour care available, the cost for the Home Health Aide is based on a 44-hour week. To adequately cover 24 hours a day, seven days a week you would need 3.8 Home Health Aides which would be more than the cost of a nursing facility. It is estimated that by the year 2030, Assisted Living in Illinois will cost almost $70,500 per year – an increase of over $24,000.
Assisted living costs in Illinois are varied from city to city, and on average are as follows:
Assisted Living Facilities (ALFs) as well as “Shared Housing Establishments” (SHEs) which are called group homes in some states are for individuals who are no longer capable or living on their own but are not ready for the care that comes with a full-time nursing facility. Those who live in Assisted Living Facilities are provided services which include meals, housekeeping, laundry, and activities of daily living (ADLs).
Those who are eligible for care in an Assisted Living Facility are people who need some assistance with activities of daily living (ADLs) which can include dressing, toileting, eating, transferring from a bed to a chair or vice-versa. There are residency requirements for ALFs which include: the facility must be able to provide services that are appropriate for you (it would be immoral and illegal to accept someone into an Assisted Living Facility when they truly need 24-hour medical care that is typically provided by a long-term care facility); and the needs of the client must be the type for which the facility is licensed; and the facility must have sufficient staff with appropriate skills and training to provide these services.
Are there circumstances where you may be either excluded from, or your residency terminated from an assisted living facility in Illinois? The simple answer is yes, under circumstances like the following:
Most Illinois Assisted Living care costs in Illinois must be covered privately by either the Illinois seniors or their loved ones. Medicaid is the only program that will help pay for assisted living services, and you must first qualify for Medicaid in Illinois.
First, let’s discuss the senior program known as Comprehensive Care in Residential Settings, which is a prototype for affordable assisted living services in Illinois. Currently, only a small number of facilities are participating in this program, which combines affordable rent with state-care services. Eligibility requirements for this program include:
Senior services that are included with this program include: three meals per day, housekeeping, 24-hour security, Emergency Response System, and Laundry Service. However, currently only seven assisted living facilities are participating and they are in the cities of Murphysboro, Ullin, Herrin, Deerfield, Marion, Olney, and Rockford.
Waiver Programs available for seniors in Illinois:
What are the eligibility requirements for an HCBS Waiver?
9 HBCS Waiver Programs in Illinois include:
Illinois has an extensive list of services available for older people or those with disabilities. Most of these services available for older people in Illinois are coordinated by the Illinois Department on Aging, which coordinates with other organizations to provide the services that are needed to help Illinois seniors remain in their homes and the communities. There are a total of 13 Illinois Area Agencies on Aging (AAA), which help plan and coordinate services for seniors living in Illinois.
There are Illinois Department of Aging Community Services, which are in place to help Illinois seniors remain living independently in their own homes. These include:
The services that are provided by the Community Care program include Adult Day Service, Emergency Home Response Service, In-Home Service, and Care Coordination Services.
These programs work due to volunteers in the community.
The cost of living in Illinois is about average when compared to the rest of the nation, which is something to consider when you are relocating. If you are looking for senior housing in Illinois, you should know that the median cost of senior housing in the state is lower than the rest of the nation.
Here are some things to consider when choosing if senior living in Illinois is right for you:
Due to the size of Illinois – nearly 400 miles between the northernmost and southernmost extremes – the climate varies throughout the state. Seniors in most cities in Illinois will experience summers that are both humid and hot, and winters that are quite cold. The southern part of the state has warmer winters than the north. The average precipitation can vary from over 48 inches at the southern tip to approximately 35 inches in the north. Snowfall amounts vary as well - the Chicago area gets over 38 inches per year, and the southern part gets under 14 inches.
Chicago has 84 sunny days per year and 105 partly sunny days, whereas Springfield, in the southern part of the state, has 104 sunny days and 94 partly sunny days. However, Illinois also has bad weather as well, and the state averages 51 days of thunderstorms annually and 35 tornadoes occurring per year. As Chicago is on the border of Lake Michigan, it is possible for lake-effect snow to affect the weather in the Chicago area and deposit large amounts of snow on this area.
The 5th most populated state in America, with an estimated 12.86 million people according to the latest Census, Illinois is the 25th largest state - with an area of 57,614 square miles. Illinois ranks 12th in population density with 232 people per square mile. The percentage of seniors living in Illinois has increased from 12.5% in 2010 to 14.2% in the last Census. Illinois ranks as the 40th highest state with senior citizens. Illinois is generally separated into three distinct parts: Northern Illinois is referred to as “Chicagoland” and includes the city of Chicago, the suburbs of Chicago, and the area where the Chicago metropolis is expanding. While “Chicagoland” is only 8% of the land area in Illinois, almost 65% of Illinois seniors and other residents live there. The population of the Chicago Metro Area is over 9.8 million. It is also well known for the various ethnic groups that call Chicago home.
The midsection of Illinois, called Central Illinois, is mostly a rural area filled with prairies and is called the Heart of Illinois. Cities here include Peoria, Springfield (the state capital), Quincy, Decatur, Bloomington-Normal, and Champaign-Urbana.
The third and last part, is Southern Illinois, an area south of U.S. Route 50 and near the intersection of the Ohio and the Mississippi River.
The city of Chicago, in Cook County, is the largest city in the state and the 3rd most populated city in the nation. There are seven other cities for seniors to choose from within Illinois that have populations of over 100,000 based on the last Census. These include:
The top three religious majorities in Illinois recently have been: Roman Catholics, who are heavily concentrated around Chicago and make up 30% of the population - approximately 3.65 million; United Methodist Church with around 314,500; and the Southern Baptist Convention with 283,500 members. Illinois also has the largest concentration of Missouri Synod Lutherans in the nation. Furthermore, Illinois has the largest concentration of Muslims of any other state with 2,800 Muslims for every 100,000 citizens.
English is the primary language in Illinois, with nearly 80% of the population speaking it natively. The others speak it fluently as a second language. Almost 12% of the population speak Spanish at home, and there are many Polish speakers in the Chicago Metropolitan Area as well.
According to last census, the racial composition of Illinois is approximately: 71% White (63.7% non-Hispanic white and 7.8% White-Hispanic); 14.5% Black; 0.3% Asian; 4.6% Asian-American, and 2.3% Multiracial American.
Illinois taxes seniors and everyone else 3.75% on their income tax; however, it makes up for this with the higher-than-average sales tax (11th highest in the country) and the 2nd highest property taxes.
Tax credits in Illinois include: the Illinois Property Tax Credit which is the equivalent of 5% of your Illinois property tax paid on a principal residence; the Earned Income Tax Credit which is equal to 5% of the federal credit of the same name, and the Education Expense Credit, which give a credit to parents who spent over $250 on eligible K-12 education expenses.
The state of Illinois has a statewide sales tax that is based on three different levels, depending on what you are purchasing. Qualifying food, drugs, and medical appliances, things that must be registered (like cars) and general merchandise are all taxed by different amounts. It’s rather confusing, yet oddly interesting and somewhat entertaining.
Grocery and medicine are taxed at a rate of 1% of the purchase price by the state, however local taxes can add another 1.25% on top of that. Some “food” does not count as a “qualifying food”, such as candy and soda, which are taxed at the rate of general merchandise of 6.25%, although local areas may add additional taxes between 1% - 3.5% on top of that. If candy contains flour, then it not classified as candy for tax purposes. Lollipops and Gummy Bears are taxed at the higher rate used for general merchandise, but any candy with flour in it is taxed as a qualifying food. For example, in Chicago, the highest sales tax rate is 9.25% and, the town of Cicero has the highest tax rate in the state at 9.75%.
Property taxes are high, with Illinois having the second-highest property tax rate in the country at 2.13%. That's a very heavy burden on Illinois seniors living in their own houses. There are multiple government authorities with the power to levy taxes – almost 8,500 – which is more than in any other state. Illinois also has an estate tax for estates worth less than $4 million.
The purchasing power in Illinois is a bit higher than the average in the nation. For example, what would cost you $99.30 in Illinois is what you would expect to spend $100 on in another state. The cost of living is lower in Illinois overall than it is in other states in every category except for utilities and. Groceries, housing, and miscellaneous items are all below the national average.
Assisted living is a residential option for seniors who need some help with daily activities but still want to maintain their independence. In Illinois, this type of housing provides personalized care and support, often including assistance with medication management, meal preparation, and personal care tasks.
The cost of assisted living in Illinois varies based on location, services provided, and amenities offered. On average, the cost can range from $3,000 to $6,000 per month. Cities like Chicago, Naperville, and Springfield may have higher costs due to their urban settings and amenities.
Assisted living communities in Illinois offer a range of services, including assistance with daily tasks like bathing, dressing, and grooming. They also provide housekeeping, transportation, social activities, and medication management. Some communities might have specialized memory care programs for individuals with dementia.
Yes, Illinois offers various types of assisted living facilities to cater to different needs. These can include traditional assisted living residences, memory care communities for individuals with Alzheimer's or dementia, and continuing care retirement communities that provide a range of care levels within one campus.
Choosing the right assisted living community in Illinois involves considering factors such as location, cost, services offered, staff-to-resident ratio, amenities, and the community's reputation. It's important to visit multiple communities, ask questions, and assess whether they can meet your loved one's specific needs and preferences.
Yes, Illinois offers financial assistance programs such as the Medicaid Supportive Living Program, which can help eligible seniors cover the costs of assisted living. Additionally, veterans may qualify for benefits through the Aid and Attendance program. It's important to research and understand the eligibility criteria for these programs.
Chicago offers a variety of well-known assisted living communities in Illinois such as "Lakefront Residences" located near Lake Michigan, "The Clare" in the Gold Coast neighborhood, and "Brookdale Lake View" with its city views. These communities provide diverse amenities, access to cultural attractions, and personalized care options.
When choosing an assisted living community in Naperville, consider factors like proximity to medical facilities, recreational opportunities, safety features, and transportation options. Communities such as "Spring Meadows Naperville" and "HarborChase of Naperville" offer these amenities and aim to provide a high quality of life for residents.
Assisted living costs in Chicago are generally higher than in Springfield due to the urban setting and increased amenities. The average monthly cost in Chicago may range from $4,000 to $7,000, while in Springfield, it could range from $3,000 to $5,000. However, costs can vary based on specific facilities and their offerings.
Illinois assisted living communities often offer a range of recreational activities to keep residents engaged and active. These activities can include art classes, fitness programs, gardening clubs, group outings to local attractions like museums and theaters, and even social events that celebrate Illinois's cultural heritage.
The climate in Illinois varies throughout the year, with cold winters and warm summers. Seniors considering assisted living should take into account their preferences for weather and the potential impact on their comfort and health. Communities often provide climate-controlled living spaces and indoor activities to accommodate varying weather conditions.
Many assisted living communities in Illinois recognize the benefits of pet companionship and allow residents to bring their pets. However, pet policies can vary, and there might be size, breed, or other restrictions. Some communities may also have on-site pet-friendly amenities and walking areas for residents' pets.
Assisted living facilities in Illinois typically offer well-balanced and nutritious dining options. Residents often have access to communal dining rooms where they can enjoy meals together. Many communities have skilled chefs who prepare meals that cater to specific dietary needs and preferences, ensuring a satisfying dining experience for residents.
To make the transition to assisted living smoother for your loved one, involve them in the decision-making process, visit potential communities together, and help them personalize their living space. Stay connected during the transition, encourage them to participate in activities, and reassure them that their comfort and well-being are a priority.
Assisted living communities in Illinois typically have age restrictions, with residents usually being required to be a certain age, often 65 or older. However, age restrictions can vary by community. It's important to check with individual communities to understand their specific age eligibility criteria.
Don't see your city/town/village on the list? Please use our search bar at the top of the page to search through 483 senior living options from 334 cities, towns and villages in Illinois. Simply enter your city name or zip code.
SeniorGuidance.org provides comprehensive resources on various senior living options, including: assisted living facilities, senior living communities, nursing homes, independent living communities, continuing care retirement communities (CCRC) and all other long term senior care options, including memory care such as Alzheimer's or Dementia.
Additional senior living options in Illinois:
Senior Apartments in Illinois Nursing Homes in Illinois Memory Care in IllinoisThank you. We will be in touch soon to provide you all the information.
Are you also interested in learning about long-term care insurance and how it can cover all senior living costs?
Yes, I'd love to learn more No, I will pay all senior living costs myselfThank you. A licensed insurance broker will call you soon to discuss how long-term care insurance can help you pay for senior living.
Close