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New Jersey has always been a noteworthy place to reside, especially for the younger crowds, but what about retirees? The state offers many of the same coastal scenery and culture as nearby Massachusetts, New York, New Hampshire, Connecticut and Rhode Island yet is not nearly as expensive as those other New England areas for senior living.

New Jersey senior housing averages around $2,000 per month, far below Massachusetts ($4,000 per month) and New York ($3,800 per month), yet has many of the same commodities and essentials that older adults need.

Once retirement rolls around and the send-off parties have run their course, it is time to start thinking about where to spend your golden years. New Jersey senior living communities have a lot to offer starting with excellent weather. The state is family-friendly and offers a wealth of recreational facilities for just about every interest. Seniors on a budget can make use of some of the unique tax-friendly provisions in the state and those who like luxury will also be able to live life to the fullest. New Jersey has been ranked among the top states offering high levels of public safety making it an ideal location for older adults. In addition to hosting its own historical hotspots and museums, it is also just a stone's throw away from New York City. With great educational opportunities and top-of-the-line medical care, it’s no wonder New Jersey ranks high on the list of desirable retirement locations.

Features of New Jersey Senior Housing Facilities

While New Jersey is the fourth smallest state in the U.S., it is the 11th most populated (9 million residents as of last year) and the most densely populated in America. Considered part of the greater New York City, Boston and Philadelphia statistical area, this region is not for those older adults that despise big crowds, crowded freeways and lack of personal space.

However, for senior citizens that appreciate a coastal environment with quick access to NYC and being connected with an art, cultural, historical and intellectual dynamic, New Jersey is an ideal setting that is also close to Baltimore and Washington, D.C.

Rates of New Jersey Senior Housing Complexes

Though New Jersey combines to represent the third-wealthiest state based on median household income, its cost of living, at least for seniors, is not all that outrageous. Affordable New Jersey senior housing is a little difficult to find, as most apartments and condos begin at $2,000 per month, yet compared to the rest of the northern east coast the rental prices are at least reasonable.

The average monthly cost for senior housing in New Jersey is $3,300 per month, yet can extend to $5,300 for waterfront properties or New Jersey senior living facilities in high-end neighborhoods.

Amenities of Senior Apartments for Rent in New Jersey

Since the area is so densely populated, most senior living facilities in New Jersey are large apartment or condo complexes exclusive to retirees. Some of these facilities draw more of a younger crowd, those aged 55+ New Jersey older adults. Meanwhile, other complexes are geared more toward elderly housing and may be exclusively reserved for 62+ adults and senior citizens.

Regardless of your need, senior living in New Jersey is very good with a high quality of life. Not only are the rooms comfortable and stylish, but many feature extra amenities like a pool or spa, fitness center, activity room, laundry services, private parking, 24/7 security, secured access into buildings and regularly scheduled community events.

Most New Jersey senior apartments for rent are pet-friendly for an extra monthly fee. Check with management to be sure of their policy and if there are any restrictions on breeds or number of pets allowed in a single unit.

Popular Senior Living Communities in New Jersey

Where are some of the best places to live in New Jersey for seniors? Good question. Among personal favorites and those commonly selected in surveys, North Arlington, Ridgewood, White Meadow Lake, Princeton, Oradell, Edison Township, Saddle Brook and Succasunna rate among the highest.

Newark, which is the largest city in the state, provides quick access to NYC and more affordable senior housing in New Jersey, yet the units there are not nearly as luxurious and the crime rate is higher.

New Brunswick and Trenton are two other affordable senior housing options for seniors in New Jersey on a fixed income.

Types of Senior Living Communities in New Jersey

Mature adults nearing or in retirement in New Jersey often want to downsize from their urban homes. For these older adults, senior living communities can be the perfect fit. These communities come in a variety of options, locations, and even price ranges. There is a different senior living community type to fit just about every need within the senior community. Faith-based, hobby-based, or even orientation-based senior living communities are available to help support fellowship and acceptance. There are continuing care senior living communities that offer seniors a place to age gracefully. There are also independent senior living communities for active older adults looking to downsize.

Independent Senior Living Communities in New Jersey

Growing older means slowing down, but it doesn’t have to mean being dependent. In New Jersey, independent senior living communities are great for able-bodied adults looking for a senior community. The homes in these communities are made with seniors in mind and vary in size ranging from small efficiency apartments to single-family homes. Independent senior living communities look for seniors, or older adults who don’t yet need help with their daily living. However, there are amenities, activities, and social activities available within the community. Seniors are able to nurture relationships within the community while also having access to the surrounding areas. Dining, medical care, and entertainment are never more than a short drive away.

Continuing Care Retirement Communities in New Jersey

Life care communities, or continuing care communities are excellent options for seniors who want to maintain one place throughout their retirement. The facilities within the community will be able to handle a range of care needs. Older adults enter continuing care communities as independent living residents. As their age progresses and their care needs change, they will have the option of upgrading to a higher level of care. Some residents may need memory care support while others may need skilled nursing care. CCRCs in NJ often contain assisted living facilities as part of the community. Various care levels are available within the community itself. Most continuing care senior living communities have an upfront fee that goes towards continuing care costs that the resident will avail in the future.

Age-Restricted Senior Living Communities in New Jersey

During your search for housing posting retirement you may have encountered several age-restricted senior living communities. These housing areas are intended for mature adults 55+ and 62+ and limit others from residing in the same areas. Though the Fair Housing Act prohibits most exclusions when it comes to housing, the HOPA protections of the act are specifically made for age-restricted senior living communities. These communities have homes that are easier to maintain, are senior-friendly, and tend to be more affordable than urban areas. There are also some tax benefits to living in an age-restricted senior living community. Crime rates are lower, and residents will have the peace of mind in knowing everyone in the community is at the same point in their lives.

55+ Senior Living Communities in New Jersey

55+ senior living communities in New Jersey offer a safe haven for mature adults looking to spend their golden years in style. While they may not be much age diversity within the neighborhood, making friends will be much easier since everyone is at the same life stage. Amenities within 55+ communities include access to fitness centers and wellness programs, community events and social programs, and even dining options in some communities. Medical care is typically not available within these areas, however, most 55+ communities are situated near area hospitals and clinics. Residents will be able to shop, dine, and enjoy local entertainment without having to give up the peaceful atmosphere of an age-restricted community.

62+ Senior Living Communities in New Jersey

62+ senior living communities in New Jersey make aging on a budget worth the effort. Mature adults will be able to remain social and active during their retirement while also nurturing friendships. There are wellness centers, fitness programs, guided social activities, and much more available for seniors to enjoy. Medical care is not a part of senior living communities' master planning, however, most neighborhoods are just a few minutes' drive from area hospitals and clinics. Some communities offer dining within their gates while others don’t. Regardless, most senior living communities are close to shopping, fine dining, entertainment, and even historical tourist sites.

Lifestyle Senior Living Communities in New Jersey

A lot of senior living communities offer a range of amenities that will please any mature adult. However, there are some that are more than just a basic retirement community. New Jersey lifestyle senior communities serve specific niches within the older population that will make relocation worth the effort. Communities that focus on a specific interest or hobby are considered New Jersey lifestyle senior living communities. These lifestyle communities will offer a haven for specific interests such as seniors who would like a faith-based experience. Many lifestyle senior living communities in New Jersey are built to target a specific interest type, such as specific religious views or even political views.

How To Choose An Active Adult Senior Living Retirement Community

Before packing up and moving to a senior living community in New Jersey, there are some things to think about. Choosing the ideal location is probably the most important step in the process. Is your goal to find adventure in a new location or are you more concerned with living in a temperate climate? The rules of each senior living community will differ, it is important to know the rules and make sure you agree with them before relocating. Think about how you plan to manage transportation. Some communities offer transportation options while others may not. The budget for living in the community is also important. Are the homes for sale only, or can you rent long-term?

4 Senior Living Communities in New Jersey You Can Consider

Clearbrook – Seniors looking for an affordable senior living community in New Jersey will enjoy what Clearbrook has to offer. There are two clubhouses that are shared between 2,000 homes. The community offers a diverse range of social clubs to keep its residents active and engaged. There are condos, single-family homes, and even attached ranch-style homes to choose from. It is located just over an hour away from New York, Philadelphia, and Atlantic City. Resents have access to community gyms, parking garages, and more. Bus service is available within the community and will transport residents to area shopping, dining, and medical centers located nearby.

Rossmoor Village – Seniors interested in a more village-style feel will love this active adult community for those 55 and up. The community looks like a village from old New England with all of its charms. To make the community more modern, there is a health center, recreation department, and even a giant clubhouse and massive 18-hole golf course. This community is among the most popular in the state and is also located near area shopping, entertainment, and medical care. Seniors can enjoy spending time in the ballroom, playing billiards, or just enriching their minds in the library. There are plenty of other hobby rooms that target various interests.

Encore Monroe – Located in the heart of Middlesex Country, this luxury senior living community offers everything you would expect from a posh community. Created for upscale active adults 55 and up, this gated community offers lush landscaping, elegant designs, and worry-free homeownership. The community has easy access to restaurants, historic sites, and theaters in the surrounding area. Many upscale shops and luxury spas are also situated nearby. With plenty of social programs, wellness amenities, and even a ballroom, seniors will never want for entertainment or companionship in this community.

Westlake Golf and Country Club – Lifestyle senior living communities like this one allow mature adults to spend their retirement fulfilling their dreams. Located in the heart of Jackson, this community offers country club living with a focus on golf. There are other amenities on site such as fitness centers, a large clubhouse, dining options, and more. There is more to this community than just golf. Plenty of shopping and entertainment can be found in the surrounding areas such as the Freehold Racetracks and even gambling in nearby Atlantic City.

Common Questions About Senior Living Communities in New Jersey

1. What types of senior living communities are available in New Jersey?

New Jersey offers a variety of senior living options, including independent living, assisted living, memory care, and skilled nursing facilities. Cities like Newark, Jersey City, Paterson, and Trenton have a range of choices to cater to different needs and preferences.

2. What is the average cost of senior living in New Jersey?

The cost of senior living in New Jersey varies depending on the type of community and location. On average, you can expect to pay between $3,000 to $6,000 per month. Cities like Edison, Camden, Elizabeth, and Atlantic City have diverse pricing options, so it's crucial to research and compare costs in your preferred city.

3. Are there financial assistance programs for seniors in New Jersey?

Yes, New Jersey offers financial assistance programs for eligible seniors. Medicaid, in particular, can help cover the costs of senior living in cities like Vineland, Edison, and Camden. Additionally, veterans may qualify for VA benefits, and some communities offer payment plans to assist with affordability in different parts of the state.

4. What amenities can I expect in senior living communities in New Jersey?

Senior living communities in New Jersey provide a wide range of amenities, including dining services, fitness centers, transportation, social activities, and more. Whether you're in Newark, Jersey City, or Trenton, these amenities aim to enhance residents' quality of life and promote an active, engaging lifestyle.

5. How do I decide which senior living community is the right fit for me in New Jersey?

Choosing the right senior living community in New Jersey involves considering factors like your lifestyle preferences, budget, and care needs. Research options in cities like Paterson, Trenton, Atlantic City, and Edison, visit communities, ask about their services, and speak with current residents to get a sense of the community's atmosphere and suitability for your unique requirements.

6. Are pets allowed in senior living communities across New Jersey?

Many senior living communities in New Jersey are pet-friendly. However, policies regarding the type, size, and number of pets allowed can vary. Cities like Camden, Elizabeth, and Vineland have facilities that accommodate pets, and some even offer pet care services to ensure your furry companion enjoys a comfortable stay.

7. What is the difference between independent living and assisted living in New Jersey?

Independent living in New Jersey is designed for seniors who are active and self-sufficient, offering minimal assistance. Assisted living, on the other hand, provides help with daily tasks like bathing and medication management. Both options are available in cities such as Paterson, Trenton, Atlantic City, and Camden, catering to various levels of independence and care needs.

8. Is memory care available in senior living communities in New Jersey?

Yes, many senior living communities in New Jersey offer specialized memory care programs for seniors with Alzheimer's and dementia. Cities like Newark, Jersey City, Paterson, and Trenton have dedicated memory care units with trained staff to provide personalized support and a safe environment for residents with memory-related conditions.

9. What is the process for transitioning from independent living to assisted living in New Jersey?

The transition from independent living to assisted living in New Jersey involves an assessment of your changing needs. Staff at senior communities in cities like Edison, Camden, Elizabeth, and Atlantic City will work with you to determine the right level of care. They will assist with the move and ensure a smooth transition, making adjustments to your care plan as necessary to meet your evolving requirements.

10. Can I continue to see my own doctor while in a senior living community in New Jersey?

Many senior living communities in New Jersey allow residents to continue seeing their preferred healthcare providers. Some even have on-site medical services and visiting specialists. Whether you're in Vineland, Edison, Camden, or Atlantic City, you can typically work with your chosen healthcare professionals to ensure your healthcare needs are met.

11. Are there social activities and events available in senior living communities in New Jersey?

Yes, senior living communities in New Jersey offer a wide range of social activities and events to keep residents engaged and connected. These activities may include group outings, arts and crafts, fitness classes, music programs, and opportunities for socializing with fellow residents. Communities in cities like Paterson, Trenton, Atlantic City, and Edison have diverse and vibrant social calendars to enrich your daily life.

12. Do senior living communities in New Jersey have 24/7 staff availability?

Many senior living communities in New Jersey provide 24/7 staff availability to ensure residents' safety and immediate assistance. Trained caregivers and medical professionals are typically on-site around the clock to address any emergencies and assist with daily needs. Whether you're in Newark, Jersey City, Paterson, or Trenton, these communities prioritize residents' well-being and peace of mind.

13. Can I personalize my living space in a senior living community in New Jersey?

Many senior living communities in New Jersey allow residents to personalize their living spaces with their own furniture, decorations, and personal items. Policies regarding personalization may vary, so it's advisable to check with the specific community. Whether you're in Camden, Elizabeth, Vineland, or Edison, you can create a comfortable and homely environment to suit your tastes.

14. What is the average staff-to-resident ratio in senior living communities in New Jersey?

The staff-to-resident ratio in senior living communities in New Jersey can vary depending on the size and type of community. On average, you can expect a ratio of about 1:5 to 1:10 staff members to residents. Communities with higher ratios may offer more personalized care and attention to residents' needs. It's important to inquire about the specific ratios at your chosen community.

15. Are there specialized dietary options available in senior living communities in New Jersey?

Yes, many senior living communities in New Jersey offer specialized dietary options to accommodate residents' needs and preferences. Whether you have dietary restrictions or specific preferences like vegetarian, gluten-free, or diabetic-friendly meals, communities in cities like Camden, Elizabeth, Vineland, and Edison aim to provide meals tailored to your dietary requirements.

16. How can I find senior living communities with transportation services in New Jersey?

If you're looking for senior living communities with transportation services in New Jersey, consider contacting communities in cities like Newark, Jersey City, Paterson, and Trenton. Many communities offer scheduled transportation for medical appointments, shopping trips, and social outings to help residents maintain an active and independent lifestyle.

17. What types of medical services are available in senior living communities in New Jersey?

Senior living communities in New Jersey may offer a range of medical services, including medication management, assistance with activities of daily living, and access to healthcare professionals. Some communities have partnerships with local healthcare providers and visiting specialists to meet residents' medical needs. The availability of medical services may vary, so it's important to inquire about the specific services offered at your chosen community in different parts of the state.

18. Can I bring my own car to a senior living community in New Jersey?

Many senior living communities in New Jersey allow residents to bring their own cars. This enables residents to maintain their independence and mobility. However, it's advisable to check with the specific community for parking availability and any related policies or fees. Whether you're in Edison, Camden, Elizabeth, or Vineland, having your car can be convenient for transportation and outings.

19. What are the general admission requirements for senior living communities in New Jersey?

Admission requirements for senior living communities in New Jersey typically involve an assessment of your health and care needs. Communities may also inquire about your financial situation to ensure you can cover the costs. Requirements can vary, so it's best to contact the community you're interested in for specific information. Cities like Newark, Jersey City, Paterson, and Trenton have a range of communities with different admission criteria.

20. What support is available for veterans seeking senior living in New Jersey?

Veterans in New Jersey can explore various support options for senior living. The U.S. Department of Veterans Affairs (VA) offers programs and benefits that may help cover the cost of senior living for eligible veterans. Additionally, some senior communities may have special arrangements or discounts for veterans. Whether you're in Camden, Elizabeth, Vineland, or Edison, it's worthwhile to inquire about available support for veterans.

New Jersey Senior Living

SeniorGuidance.org provides comprehensive resources on various senior living options, including: assisted living facilities, senior living communities, nursing homes, independent living communities, continuing care retirement communities (CCRC) and all other long term senior care options, including memory care such as Alzheimer's or Dementia.

Additional senior living options in New Jersey:

Assisted Living in New Jersey Nursing Homes in New Jersey Dementia Care in New Jersey

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